Have any of you, home buyers, sellers or Realtors been involved with an appraisal since the HVCC, The Housing Valuation Code of Conduct has been in force? As of May 1, 2009, the appraisal process has changed drastically. Appraisals are now ordered through a central clearing house, to enhance the independence of the appraiser. The lender can no longer contact John Smith, who has done appraisals in a certain area or city for years, but must go to the next appraiser on the the appraisal clearing ...
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