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covering the Seattle real estate, mortgage, legal, technology and neighborhood scenes!
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Okay, I admit&I ve been groaning, sniveling and bitching along with many other mortgage originators about HUD s 2010 Good Faith Estimate. The document has it s faults and was created pretty much because of the faults of loan originators who used ...
aggregated: 4 days 23 hours ago | 3 views
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Technically this is still a rumor in my book because I have not heard this directly from the bank in question&you can watch this video from Think Big Work Small where they state they have learned that Bank of America has all ready started doing this ...
aggregated: 2 weeks 10 hours ago | 7 views
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Lenders and the condo market are still in a world of gray. No market can stabilize if the rules keep shifting faster than we can keep up with them. This frustrates both buyers and sellers, as some of these changes come into play while someone is in e...
aggregated: 2 weeks 1 day ago | 13 views
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Conforming Mortgage Rates (loan amounts up to $417,000 for 1-unit properties). The conforming rate quote below is based on owner occupied with a mid-low credit score of 740 or higher, full doc purchase with a sales price of $500,000 and a loan amou...
aggregated: 2 weeks 3 days ago | 9 views
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Yesterday at The Mortgage Porter, I wrote about changes that HUD had confirmed via a press release for FHA insured loans. Seasoned mortgage professionals know that the HUD lady hasn t sang until a Mortgagee Letter is issued and this morning, H...
aggregated: 2 weeks 4 days ago | 4 views
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This post is not legal advice. For legal advice, consult an attorney in person and not via a blog.I recently had the opportunity to submit an offer on behalf of a client for a new construction home. The price was right and the clients really liked t...
aggregated: 2 weeks 6 days ago | 7 views
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King County Home prices in 2010 will have to escape two mega foreseeable dip factors, in order to keep in the 2005 2006 price range. Earlier this year I called bottom and the end of the downward spiral, when median home price for King County was at...
aggregated: 3 weeks 6 days ago | 7 views
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We ve heard plenty of rants from mortgage originators about the HUD s Good Faith Estimate. Because the new HUD required GFE is so new, most consumers and real estate agents have not had a chance to witness one first hand beyond sample on a webs...
aggregated: 4 weeks 2 days ago | 19 views
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There has been a lot of buzz about the formation of a national database that NAR (National Association of Realtors ) announced last November called the Realtors Property Resource. NAR acquired the technology to create RPR including a database of l...
aggregated: 4 weeks 3 days ago | 15 views
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It s the first Friday of the New Year which means it s Rain City Guide s first mortgage rate post for 2010 and as it s the first Friday of January, The Jobs Report was released today. Overall the Jobs Report came in worse than expected reporting...
aggregated: 4 weeks 3 days ago | 8 views
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